A new study recently revealed that 76.4% of investors and traders actually lose money in the stock market. As these losses pile up, more and more investors are becoming more skeptical if it’s even possible to make money in the stock market.Relax. There is finally a solution to the common mistakes that trip up most investors.…
Beat The Returns Of Portfolio Managers, With Less Risk… In 10 Only Minutes Per Night!This report will reveal more facts about the mutual fund industry’s conspiracies and how to be your own financial advisor than in a full semester in college. Why do I make such a claim? Because I’ve been on the inside of Wall Street and trading for years. I’m definitely not an academic or “theory guy”. “Theory guys” will murder your retirement and leave your savings in tatters. Are you going to let that happen? I thought not. Read on… Will This Secret Report (And My Video) Get Me SUED?Some people have emailed me saying that this report, my video and webinar is better than most paid courses. You can be the judge. Watch my video after reading this letter, the video is down below. My training webinar is only every 1-2 months so please stay on my email list to be notified when the next one will take place. Look, I probaboly won’t make too many friends, in fact, I’ll probably make a lot of powerful enemies in my “trading guru” industry and Wall Street because of what I share in this letter and my report. I have an inside view of how markets operate, having spent the majority of my career working in a high-powered job at Intel Corporation. But the truth needs to come out. Even if I never mentor you I know some of my tips will save you money. If you are not interested in achieving serious profits in your IRA, 401k or investment account over the next few months, you should not read any further. I might get sued over this report by Wall Street for exposing their scams. The ones charging 1% -2% per year management fees to run your retirement fund into the ground. Is it fair for you to pay their management fee while they lose your money? The ones who keep saying to dollar cost average no matter what the market does. The ones who get mad at guys like me who share the truth unashamedly with no fear of repercussions. Let Me Tell You What This is NOT.
Some Tough Questions YOU Need To AskYou already know what I’m about to say is true; reality requires you ask yourself some tough questions about the way you’re currently investing…
Rescue Your Accounts From These
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Chapter 2 – Stock Market Basics
In this chapter, I will teach you the fundamentals of the stock market so you can avoid falling into Wall Street’s traps. If you want to become a great investor, you first need to start with the basics. Learn the key financial metrics ratios I use to trade stocks.

Chapter 3 – The Secret Trading Method
I believe in cutting through the fluff and getting right down to the point. Chapter 3 explains the Secret Trading Method in detail. What it is, how it works, and why this secret trading method will always work.
Occasionally, certain tech stocks sell for a fraction of their true value. Using my Secret Trading Method, you will be able to purchase these shares at a bargain basement price. Once the shares rebound, the toughest part is deciding when to book your handsome profit. This chapter is absolutely a must read.

Chapter 4 – Applying the Secret Method
In chapter 3, I taught you about the Secret Trading Method, but chapter 5 is all about how to apply this secret trading method. My instructions are very specific and you need to follow them exactly. I will teach you detailed steps on how to apply this secret trading method.
Once you get the hang of this trading method, your income potential will never be the same.

Chapter 5 – When Do I Buy?
One of the toughest decisions for investors is when to buy. Making the buy decision can be incredibly difficult and if you don’t time your buy decision properly you could lose thousands of dollars.
In this chapter, I will tell you the best time to buy so you can get in at the bargain basement price.

Chapter 6 – Real Profits Using The Secret
Trading Method
The most important part of any investment strategy is results. Using the secret trading method, I have been able to generate thousands of dollars in excess profits. In this chapter, I will show you a step-by-step accounts of profits I generated using this strategy.
From looking at examples, you will be able to understand to apply this theory and see the profit potential.

Chapter 7 – Insider Activity
Here in this chapter, I will explain the importance of company insiders and insider trades. What is more important – an insider selling a huge amount of shares? Or a company director buying up company stock? I cut through all the red tape and tell you what REALLY matters when it comes to insiders. You won’t want to miss this chapter.

Chapter 8 – Market Psychology
Understanding the market psychology can lead to huge profit opportunities. When the market panics and a selloff ensues, it almost always leads to an amazing investment opportunity. I will teach you how to take advantage of these market panics so you can line your pockets when other investors get jittery.

Chapter 9 – When Do I Sell?
One of the toughest decisions is when to sell your shares and book your handsome profit. In this chapter, I will give you strategies on when to sell so you can consistently roll in profits. Some folks get too greedy and wait too long to sell, but with my sage advice you will not make that same mistake.

Bonus Chapter 1 – How to Automate This
I think this chapter is the most important chapter of the entire book. It explains a weird way of automating the Secret Trading Method so you can earn all of the profits with NONE of the work. Absolutely a must read chapter.

Bonus Chapter 2 – Which Online
Broker Should I Use?
Now that you have all this knowledge, it’s time to make the trades and put it into practice. If you want to trade stocks online, you need to sign up for a brokerage account. I have done my research and used many different brokers. I will walk you through the pros/cons of each brokers so you can make the right decision.
- Cook at home often: If both the husband and wife work, this is likely to be very difficult. Start out with the habit of cooking at home once a week and slowly increase the frequency until you find a balance between saving money and getting stressed out.
- Make your own coffee: Everyone seems to have heard of the latte factor. Even though the author may have overestimated the savings from skipping a latte at Starbucks, don’t underestimate the ding it puts in your pocket in the long run. You don’t have to entirely ban drinking coffee, but skip it as often as possible unless you make it at home.
- Brown bag lunch at least a few days a week: Lunch times are great opportunities to network and make connections that could improve your career growth. So unless there is a common eating area for brown baggers, you may choose to limit brown bagging lunch to three days each week. Find a balance between saving some money and making the connection. In my case, I take my lunch with me 2-3 times a week and eat out the rest of the time.
- Make a list before going shopping: They call it impulse buying for a reason. Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Without a list you will buy items that you simply do not need. Even worse is when your forget to purchase the actual item you came to the store for in the first place. If you plan on cooking at home, pre-plan a rough menu and make a list before you go grocery shopping. Getting all that you need in one trip can help avoid another unnecessary trip and temptation.
- Go grocery shopping while you are in a hurry: Maybe you need to go out in a couple of hours. Or your favorite show is going to be on TV after a couple of hours. Try to squeeze in the grocery trip in that intermediate time. Armed with your grocery list, you should be in-and-out very quickly with little time for meandering and getting tempted to buy things you don’t need.
- Watch out for expiration dates on perishable goods: This one seems intuitive when you read it, but I am surprised at how many people do not pay attention to expiry dates. No point getting a gallon of milk if it is going to turn sour with a couple of days. Same goes for meat, eggs, yogurt, spreads, frozen items, deli/bakery items etc. Some people say you can use a few items a few days after expiry – but I personally value my health more than money and would rather avoid buying such items in the first place.
- Buy in bulk whenever possible: When it comes to non-perishable items, buy in bulk whenever you find something on sale. The items I usually stock up on are, cereals, tinned goods, rice, beans, pasta, coke, toothpaste, body wash, shampoo, toilet paper etc. For such items, shopping at warehouse stores like Costco, Sam’s Club etc can save you quite a bit of money, provided you stick strictly to your shopping list when you shop at these places.
- Buy generic products whenever possible: Does it really matter whether your cereal is made by Kellogg’s or is the store brand? Does it matter if your milk is Oak Farms or the store brand? For a few things (like soda in particular), I prefer brand name products. For others, I do not mind generic store brands if they can save me money. Find what works for you and switch to generic brands for at least a part of your grocery list.
- Use grocery store bags to line trash cans: This may not work if you use a massive trash can but we use a small sized one for which the grocery bags are a perfect fit. This not only helps us save some money, but reduces our environmental foot print and avoids the kitchen from stinking from a huge overflowing trash can.
- Consolidate and pay off debt as soon as possible: If you carry any debt, focus on consolidating it to a lower interest and paying it off as soon as possible. Money paid in interest is money thrown away! Why spend your hard-earned cash to make the financial institutions rich?
- Pay your bills on time and avoid late fees: Get organized about your regular bills. If possible, automate the payments. Most utilities and other recurring bills can be set to be charged to a credit card or deducted from a checking account these days. Also, many banks offer free bill pay programs. So there really is no excuse for forgetting to pay a bill on time and forking out the late fees. Say, by chance you do forget a bill, if you are a first time offender, call the company and request politely to waive the late fees, and more likely than not, they will oblige.
- Be aware of your bank balance and avoid over draft fees: If you use your checking account often or have some bills that are paid automatically from your checking account, be aware of the balance and avoid overdraft fees.
- Avoid ATM fees: Be aware of the ATM withdrawal fees charged by your bank. While some banks waive fees for all ATM transactions on any ATM machine, most don’t. So be sure to use only those ATM machines where your bank will not charge the fees, or withdraw directly at your bank.
- Avoid credit cards with annual fee: Credit cards with their cash back bonuses and reward points are a great way to save some money. Just make sure that the card does not charge you any annual fees! There is no dearth of cards that offer fee-free reward plans, so there really is no reason to pay the annual fees.
- Disconnect land line if possible: Unless you have small kids in the house or older people to take care of, it is more than likely that you will be able to survive with only the mobile phones and can get rid of the land line. We have survived without any problems for over 4 years now with out a land line. Our Internet comes via cable.
- Instead of buying books, borrow books from the library: Whenever possible, borrow your books instead of buying them. The card to your public library is free and the libraries are generally well stocked. In my city, the chain of public libraries is connected and the available books can be checked online. If there is some book that I cannot find in my local branch, I can make a request online for it to be brought in from one of the other branches to mine which is very convenient.
- If you have to buy books, check if you can buy it used: Used books do not quite give the same feeling as leafing through the crisp pages of a brand new book. But considering that you can get used books for almost as much as half the price of a new book, it is a small price to pay. My favorite place to buy used books is a local chain called “Half Price Book Store”. Check if you have something similar in your city. For text books, look online on bulletin boards, mailing lists etc, and price compare on websites like addall.com.
- Price check before buying anything expensive: For other items that are expensive, do a price check before buying the item. If you can wait for a while you can track the prices and grab a great deal when it comes along. Frequently available online coupons make it even more easy to save some money. This is especially true while purchasing any electronics.
- Avoid impulse buying: Make it a habit to avoid impulse buying. Many of the things you want to buy do not seem all that necessary, if you only you wait for a day or two. Also, waiting means you will be able to check prices and make an informed decision to buy it at the best possible price.
- Bottle your own water: Drinking water is good for your health. I always make it a habit to keep some at my desk at all times. Bottled water is the most convenient since it can provide protection against accidental spills. That said, buy bottled water only once in a while, and then reuse that bottle to fill your own water. If you are not happy with tap water, invest in a Brita Filter – in the long run it can save a lot of money.
- Avoid the vending machines: Almost everything that is dispensed via vending machines has a huge markup (and is rarely healthy). However, if you suffer from snack attacks at work, consider creating a secret stash of snacks. If you like drinking soda and have a fridge at the workplace, save a refrigerator pack in the fridge with a post-it with your name on it. If you have a long commute, consider a stash for the car as well and avoid a quick drive-thru visit.
- Keep your car as long as possible: When possible, try to keep your car as long as possible. Find the balance between the money spent on repairs versus the monthly installment on another vehicle and choose to run your old car as long as the repair costs are low.
- Do regular scheduled maintenance on your vehicles: Do not skimp on or forget to do regular oil changes. Remember to check the air in your tires often. And use the grade of fuel that the owner’s manual recommends. These small acts can significantly lengthen the life of your car, giving you years of use.
- Avoid buying a new car: When you eventually buy a car, see if you can make do with a pre-owned vehicle. A new car depreciates significantly the moment you drive it out the dealership. Is the new car small really worth thousands of dollars? Pre-owned cars that are only a few years old with low mileage are the best bargains. Regardless of the purchase, learn to negotiate with car dealers.
- Ride your bike or carpool whenever possible: In many of the cities in the US it is hard to get by without a car. That said, just because you have a car does not mean you have to use it every day. Whenever possible, ride your bike or share a ride with a colleague or spouse and save both on gas and reduce the environmental footprint.
- If you watch a lot of DVDs, get an online DVD store membership: Membership to online movie stores like Netflix or Blockbuster Online can save you a lot of money compared to buying DVDs or renting it from a local store. You need to wait once you order the movie, but if you watch a lot of movies at home, then you can easily get into the habit of ordering ahead of time so you always have something at home. If you are patient and your library has the resources, check to see if they have a movie section. You won’t get anything very new, but they are free.
- If you like watching movies at the theater, go before 6:00 pm: This is one of our soft spots when it comes to spending. We really like watching movies in the theater with the big screen and the great sound effects. But instead of paying ~$10 a pop for the ticket, we usually go before 6:00pm when the tickets are a little less expensive. Also, for movies that we don’t absolutely want to watch right away, we just wait until it screens on the discount theater where the tickets are $2 a pop. We avoid the temptation to buy snacks, by usually going for a theater some time soon after our lunch or sometimes sneaking in our own snacks in the purse.
- Regulate your electric use: When not in use, unplug electric appliances. Apparently, unplugging the TV instead of just switching it off can save a lot of electricity! When not in a room, switch off the lights and the fan. Use a programmable thermostat to control your A/C and heater usage. If that’s too much, at least know what each appliance uses and unplug a few of them.
- Plan vacations ahead of time: Vacations are a necessary part of saving our sanity in the busy lives that we lead. But vacations are also a huge drain on the family finances. You can cut the cost of a vacation significantly by planning and booking ahead of time. Bookmark travel sites for finding inexpensive airfare, hotel etc., and book at least two weeks in advance.
- Finally, keep distance from lavish, high-roller friends: If you have lavish friends who buy a new car every other year (or worse still, lease it), have large screen TVs and every other conceivable electronics gadget, eat out at fancy restaurants every other night and just live way beyond their means, keep the distance. They may be nice people and mean you no harm, but hanging out with such people often can lead to a lot of unnecessary desires and discontent. What’s more important – your friends or your peace of mind?
I always encourage people to try out investing and start managing their own portfolios. Taking control of your financial future and making smart investment decisions is a great habit to get into, but you need to be smart about it.
We all make mistakes when it comes to investing, but you need to be extra careful not to make these following mistakes. Here are 3 common investing pitfalls that beginner and intermediate investors tend to make:
1. Going “All In” – It’s never a good idea to tie a significant amount of equity up in a single stock. I see it all the time – a lot of beginner investors tend to sink all their hard-earned cash into one stock or index fund. Instead of tying all your money up in one stock, you are much better off if you diversify your funds across several stocks and indexes. This way, as the market ebbs and flows you will not see dramatic spikes in your portfolio. If you have your assets spread out across several stocks/indexes, you will manage your risk/return in a much more effective way. Many studies in the professional and academic world of finance have touted the benefits of diversification, so it makes a lot of sense to diversify on some level.
2. Taking Risky Trading Approaches – Taking an alternative investment approach can lead to immense rewards, but you need to fully understand the risks before taking such a position. I recall one of my friends telling me about how he lost $10,000 buying Ford stock. Apparently, he decided to load up on Ford stock prior to an earnings release, in hopes that Ford would outperform the market’s expectations. Needless, it didn’t work out quite so well for my friend. My friend’s “approach” towards investing wasn’t the brightest since he essentially rolled the dice on Ford outperforming expectations. This is about as smart as going to the Casino and putting $10000 on red at a roulette table. Please, try to avoid making bold, risky trading bets and if you feel the need to do make sure you think back it up with a solid investment rationale.
3. Studying Stock Prices / Charts over Fundamentals – At some point, every investor has found themselves aimlessly studying charts in hopes of finding some sort of magic trend that nobody has seen before. While this seems like a noble cause, it’s a huge waste and there are much better ways to spend your time. Stock prices and charts can trick us over and over again. I remember studying some patterns and being 99.9% confident the stock would move in the other direction and boy was I wrong. Watching the charts too closely can tend to create a mirage and then you start making investment decisions based on the direction of the chart instead of the core fundamentals. Next time you find yourself wanting to look at the chart/stock price to guide an investment decision, I implore you to review the company’s balance sheet / income statement instead. It’s always good to let the fundamentals drive your investment decision, rather than a stock chart that can be very misleading.
I have conducted extensive analysis on the biggest names in technology, but here is a list of three stocks that I want to highlight. These stocks provide great growth potential in your portfolio and I firmly believe they will perform even better in 2011. My investment rationale in picking these picks relies on three common themes that I see in the technology marketplace: (1) video content consumption, (2) search, and (3) e-Commerce.
Want to capitalize on these emerging trends? Check out my picks below for each area.
Video Content Consumption
Recommendation: Netflix (NFLX, 191.90) . More and more consumers are relying on internet video rather than renting DVD’s or using their cable provider’s On-Demand catalog. Netflix has clearly supplanted themselves as the industry leader when it comes to streaming video. In a recent call with analysts, their CFO discussed how Netflix has become a streaming video company that also ships DVD’s to their customers. I think Netflix is a great pick and it should continue to build momentum. Netflix’s customer retention is ridiculously high and they should continue to add subscribers going forward. I think Netflix’s product offerings fit in perfectly with this economic climate. Consumers flock to Netflix because at $7.99/month it’s a very solid value as opposed to going out to the movies. Netflix is also accessible on a variety of devices including computers, mobile devices, Xbox’s, and many others. In a recession that’s proved to be a winning formula for Netflix, who essentially drove Blockbuster into bankruptcy.
Search
Recommendation: Baidu (BIDU, 109.37). Search has become the launching pad of the internet for consumers. Baidu.com is an upstart search engine based in China which has grown to become the #1 search engine in China. Similar to Google, Baidu provides search and other features for their Chinese customers. Google has obviously revolutionized search as we know it today, but they no longer maintain an active presence in China due to a disagreement with the Chinese government. After Google decided to pull out, it was truly a watershed moment for Baidu.com, which was competing heavily with Google. Some time has passed since Google pulled out of China and Baidu now has a stranglehold over the search engine market share in China. Their most recent financials were very strong, as they posted $2.25B in revenue during Q3 2010. Just for comparison’s sakes, Yahoo!’s revenue was $1.6B in Q3 (yikes).
E-Commerce
Recommendation: Amazon.com (AMZN, 177.20). Internet shopping has now become mainstream and consumers are now spending more money than ever purchasing items online. E-Commerce takes place on a variety of different websites on the internet, but Amazon has firmly established itself as the largest online retailer out there. The closest runner up, Staples.com, has 1/3rd of the revenue of Amazon.com. Amazon is a well-managed company and they are poised to capitalize on the e-commerce trend. I also think their Kindle product launch seems to have gone well so far, with eBooks sales at Amazon selling at a brisk pace. This holiday season, more and more consumers will be shopping online and I expect Amazon to have huge revenue numbers in Q4 once the dust settles. Any way you look at it, Amazon is a blue-chip stock that you should add to your portfolio. As the veritable Walmart of the web, Amazon covers a huge footprint already and has room to grow.






